This is the program for the file that already got a no somewhere else.
Traditional lenders work from rigid rules: one recent credit event, or two risk factors at once, and the system declines automatically. Here the review is manual and human.
Recent credit events are considered, and so are files with more than one complicating factor at a time. The risk is not ignored — it is evaluated case by case instead of by checkbox, subject to credit approval.
As a wholesale broker, Adrian compares several investors until he finds the one that understands your situation. A bank only offers you its single product.
Heads up
Flexibility has a price: higher rate and higher down payment. A bank saying no means nothing more than that: that bank said no. A second opinion is worth it before you walk away from the house.
Next step
Add this program to your cart and leave us your name, phone and email. Adrian Colin, licensed Florida and Texas mortgage broker (NMLS 1684240), reviews your file at no cost. We never ask for a credit card.
Infinity Wholesale Mortgages, LLC · NMLS #2420223 · Adrian Colin, MLO NMLS #1684240. Educational information only. Not a commitment to lend or an offer of credit. Subject to credit approval, income verification and appraisal. Rates and terms subject to change. Equal Housing Opportunity.
