Who it’s for
Business owners, contractors, 1099 earners, and people paid on commission or tips: people who earn well but whose tax returns don’t show it.
It also applies if you have a work permit.
For a primary residence, second home, or investment.
What it is
Instead of looking at your tax return, we look at what actually goes into your bank account.
It is a Non-QM loan: it has its own rules and, depending on the program, may allow higher amounts than a conventional loan.
Keep in mind
It requires a larger down payment and the rate is higher than a traditional loan. In exchange, it can be a way to buy without waiting for your taxes to show everything you earn, if you qualify.
Have a P&L instead of bank statements? Check out the P&L option.
Next step
Add this program to your list and leave us your name, phone, and email, or call us at (813) 513-9835. A broker licensed in Florida and Texas reviews your case at no cost. We never ask for a credit card.
Infinity Wholesale Mortgages, LLC · NMLS #2420223 · Adrian Colin, MLO NMLS #1684240 · Subject to credit approval. Educational information; not a commitment to lend. Equal Housing Opportunity.
