For you if you live outside the United States and want to buy a rental or investment property in Florida or Texas.
How it works
You do not need to live in the U.S. or have a Social Security Number. A foreign national is simply a buyer who is not a U.S. citizen or resident.
Instead of a U.S. credit score, this program can look at your credit history from your country, reference letters from your bank back home, and proof of your income abroad.
It is a common way for buyers in Latin America or Europe to own rental property here, without first building a financial life in the U.S.
What you’ll need
- Your valid passport.
- Your credit history or credit report from your country.
- A reference letter from your bank.
- Proof of your income abroad.
- Bank statements that show the money for your down payment and closing costs.
Good to know
- Bigger down payment. You put down a lot more than on a loan for a home you live in.
- Investment property only. This is for a rental or investment, not your own home. If you plan to live in it, the path is different, and we will tell you straight.
- Every case is different. We review yours one by one, and it is subject to approval.
Let’s talk
Adrian Colin, licensed mortgage broker in Florida and Texas, reviews your case at no cost and tells you if you may qualify. Call us at (813) 513-9835 or apply online here. You can also add this program to your cart and leave your name, phone and email. We never ask for a credit card.
Infinity Wholesale Mortgages, LLC · NMLS #2420223 · Adrian Colin, MLO NMLS #1684240 · Subject to credit approval. Educational information only; not a commitment to lend. Equal Housing Opportunity.